Xpenly helps you track every rupee — income, expenses, and shared bills — with AI-powered insights, beautiful analytics, and the simplest UX ever built for personal finance.
Eight powerful features packed into one beautiful, free app.
12+ expense categories, 9 income sources, Cash/UPI/Card/Wallet payment modes, and receipt upload for every transaction.
Create groups, add contacts, assign amounts, and track who has paid. Perfect for trips, dinners, and shared expenses.
Pattern detection, spending alerts, and cost-cutting suggestions. Get plain-language summaries of your financial habits.
Set category-wise limits. Get warned at 80% usage and notified the moment you exceed your budget.
Donut charts, category breakdown, weekly & monthly trends — all built into the app so you see where every rupee goes.
Auto-detect or pick your location on Google Maps. Tag transactions with named places for smarter recall.
One-tap export for tax filing, spreadsheet analysis, or sharing with your CA. Your data, your way.
No passwords to remember. Phone number + OTP via Firebase Auth keeps your account safe and login instant.
Get started in under 2 minutes. No learning curve.
Free on Play Store & App Store. Under 15 MB.
Phone number + OTP — no passwords, no friction.
Tap + to record income or expense in seconds.
Analytics, AI insights, budgets — all automatic.
Whether it's a Goa trip, a dinner, or monthly rent — Xpenly makes splitting bills effortless. No more awkward reminders.
4 members · ₹10,000 total
Pre-built categories for every kind of transaction.
Beautifully crafted charts and breakdowns help you understand your spending patterns at a glance. No spreadsheets needed.
Instant visual breakdown of where your money goes each month.
Compare spending week-over-week and month-over-month.
Get plain-language insights like "Your food spending rose 18% this week."
Start free. Upgrade when you're ready.
Everything you need to get started
Get Started FreeFor individuals who want more
Start 7-Day TrialFor serious budgeters & freelancers
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Start 7-Day TrialSee what our users are saying.
“The AI insights blew my mind — it told me I spend 40% on food before I even realized it. Now I cook more and save ₹4K/month!”
“Split bills for our Goa trip was seamless. Everyone knew exactly what they owed. No awkward conversations!”
“Beautiful UI and I can add a transaction in literally 5 seconds. The category icons make it super intuitive.”
“Budget alerts are a game-changer. I've saved 30% more since I started using Xpenly three months ago.”
“CSV export saved me hours during tax season. My CA was impressed with how organized everything was.”
“Location tagging is so smart — I can see exactly where I spent what. Perfect for tracking travel expenses.”
Join 10,000+ users who already track smarter with Xpenly. Download now — it's free forever.